Start with one useful money task.
You do not need to buy anything to get started. Choose the next task you want help organizing, then use the simplest tool that fits.
CreditFixt offers free consumer information and calculators, plus optional household budgeting spreadsheets and printable planners. The tools help you organize your own numbers. You enter the information, review the results and decide what to change.
“I want a quick calculation.”
Use the free Monthly Spending Snapshot to subtract planned spending and savings allocations from take-home income. Use the Savings Contribution Calculator to divide the amount still needed for a goal across the months available.
The calculators require no login or bank connection. They do not save entries; reloading clears them. For example, a calculation can help you check a plan today, while a notebook or workbook can hold your ongoing records.
Use the free calculators“I want to keep updating my budget.”
The Simple Budget Tracker ($5) provides a monthly dashboard, a 12-month spending plan, a transaction log, automatic totals and a spending chart. Choose it when you want an ongoing record of planned and recorded spending.
The Money Roadmap ($14.99) adds paycheck allocations, a dated bill tracker, five savings goals, a subscription review and a 90-day checklist. It includes savings-progress estimates as well as the monthly dashboard and spending tools.
Both include an Excel workbook and Google Sheets access/setup instructions and support 1,000 transaction rows per calendar year. You make your own working copy and enter information manually. They do not connect to banks, move money or send automatic reminders. Start a new workbook each calendar year.
Compare the options
All prices below are US dollars. Paid tools are one-time purchases; applicable taxes appear in Square before payment.
| Tool | Useful for | One-time price |
|---|---|---|
| Free calculators | A quick monthly-balance or savings-contribution estimate; entries are not saved. | Free |
| Simple Budget Tracker | A reusable Excel or Google Sheets record with monthly totals and a spending chart. | $5 |
| Money Roadmap | A broader spreadsheet organizer for spending, bills, paychecks, savings and subscriptions. | $14.99 |
| Printable planners | Fill-in PDF pages for people who prefer paper or manual totals. | $5–$9 each; $19 for all six |
“I prefer a printed plan.”
The original PDFs remain available. Individual planners cover a monthly budget, bill calendar, paycheck spending, savings goals, subscription reviews and irregular income. The $19 bundle contains all six planners, with 18 pages in total. PDF totals are manual; these files do not calculate.
You may print them or fill them in using a compatible PDF reader. Reuse your purchased planners for your household; do not resell or redistribute them.
Browse the printable plannersWhat happens after a purchase?
Square handles checkout for AOK Distributors LLC. Purchased files and relevant setup instructions are emailed automatically to the address entered at checkout. Orders are checked every 15 minutes. Check Spam or Junk; if nothing arrives after 30 minutes, contact hello@creditfixt.com with your product name and order reference. A Square receipt is separate from the delivery email.
Looking for consumer-credit information?
The credit-information library, educational letter templates and journal remain free. Follow the linked official sources when researching a current rule. CreditFixt does not offer paid credit-repair casework, report reviews or dispute submission.
For a first step today, try one free calculation or read one relevant guide. A purchased tool is optional; a simple notebook can also hold a household plan.